For more information please visit my website dedicated to the subject of dog bite injury claims.
www.dogbiteatty.com |
Dog Bites
The insurance coverage that generally provides for
dog bite claims is usually a homeowner’s personal liability policy. It
provides for coverage in the event the homeowner become personally
liable for an injury on or off the insured property.
When and if coverage applies takes into account several factors: Where The Attack Happened.Determining where the attack happened and the injured person’s status at the time of the attack is an important factor. Dog bite laws are generally based on the concept of premises liability; a person has to make their property safe to a certain degree based on the people that go on to their property. There are three common broad descriptions that can be used to define a person’s status on property, most commonly trespasser, licensee and invitee. Trespasser This status is familiar to most. When a person does not have permission to be on a piece of property they are a trespasser. The property owner generally owes them no duty to make their property safe for the trespasser. Licensee This would best be described as a social guest to a private home. The homeowner has a duty to remedy, remove or warn of any dangerous condition that the homeowner actually is aware of. This could be a dangerous dog. Invitee This is typically someone on a business property, the person is there for the betterment of the property owner. This property owner owes the highest degree of care. The business owner must to a reasonable degree seek out dangerous conditions and correct them. Who Owns The Dog? This may seem like common sense but it is a question that needs to be addressed. Also the question of who had control of the animal. A person can be negligent in allowing an animal they are responsible for care of hurt someone. |
CONTACT MY OFFICE
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If you have any questions related to a dog bite bite injury or any personal injury please contact my office for a free consultation.
Tim Kohlenhoefer, Attorney 228 North Main Street St. Charles, MO 63301 636-724-9559 Fax 636-209-5238 tak@taklaw.com |
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THE INFORMATION CONTAINED HEREIN DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP. IT IS MERELY AN EXPRESSION OF OPINION. ALL SITUATIONS AND NEEDS ARE DIFFERENT. THIS INFORMATION IS NOT A GUARANTEE OF ANY RESULT.
THE INFORMATION CONTAINED HEREIN DOES NOT CREATE AN ATTORNEY-CLIENT RELATIONSHIP. IT IS MERELY AN EXPRESSION OF OPINION. ALL SITUATIONS AND NEEDS ARE DIFFERENT. THIS INFORMATION IS NOT A GUARANTEE OF ANY RESULT.